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Law & Justice

Request a foreclosure auction

An application filed by a creditor with the local court (enforcement court) for the forced sale of a property to satisfy a judgment debt.

Processing: approx. 18 months
Success rate: 70.0 %

How to proceed

  1. 1

    File a petition with the enforcement court (district court)

    With an enforceable judgment and a current land registry extract.

  2. 2

    Order and Appraisal Report

    The court appoints an expert to determine the market value.

  3. 3

    Auction Date

    Public auction; proceeds will be used to satisfy creditors.

Required documents

  • Land Registry ExtractMandatory

Responsible authority

The authority of your main place of residence is responsible.Find authority →

Fees

Varies by case

Processing time

approx. 18 months

Official: max. approx. 12 months

Online application

In person or by post

Common mistakes

  • Land registry extract not included (out of date)
  • The title lacks an enforcement clause

Common reasons for rejection

  • Enforcement order not properly served
  • Claim already paid or deferred

You can usually file an objection against a rejection.

The essentials before applying

Who is eligible?

A creditor holding an enforceable judgment against the owner of a property.

Income limit

The limit varies by household and region – see the table at the responsible authority or in the application assistant.

Processing time

Nationwide: approx. approx. 18 months

Success rate

approx. 70.0 % (estimate)

Most common mistakes

  • Land registry extract not included (out of date)
  • The title lacks an enforcement clause

Common reasons for rejection

  • Enforcement order not properly served
  • Claim already paid or deferred

Alternatives

  • Check related services in the application assistant
  • Use social counselling before applying

If rejected

File a written objection within 14 days – with reasons why the decision is wrong and any missing evidence.

Related services

Read more