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Education

Apply for BAföG

Government financial aid for high school and college students from low-income families, provided partly as a grant and partly as an interest-free loan.

Wo wohnen Sie?

Damit wir Apply for BAföG mit dem zuständigen BAföG-Amt in Ihrer Stadt anzeigen können.

Oder Großstadt wählen:

Sie werden zur geführten Suche weitergeleitet – mit Kontaktdaten, Termin und nächsten Schritten für Apply for BAföG.

Processing: approx. 3 monthsSuccess rate: 70.0 %
Last reviewed: August 02, 2026

Quick answer

  1. 1

    Documents you need

    Certificate of Enrollment · Proof of parents' income

  2. 2

    Responsible authority

    The authority of your main residence

  3. 3

    How to do it

    Apply directly online

  4. 4

    Costs

    Kostenlos bis 50 € Bearbeitungsgebühr

Find the responsible authority

How to proceed

  1. 1

    Fill out the forms

    Online via BAföG-Digital or on paper at the relevant Office for Student Financial Aid.

  2. 2

    Please include proof of your parents' income

    Tax assessment notice or proof of income for the calendar year before last.

  3. 3

    Wait for the decision

    If approved, payments are made monthly, half as a grant and half as a loan (for students).

Responsible authority

The authority of your main place of residence is responsible.Find authority →

The essentials before applying

Who is eligible?

High school students (under certain conditions) and college students whose educational expenses are not covered by their parents' income (or their own or their partner's income).

Income limit

Depending on the parents' income, the student's own assets (exemption limit of €15,000), and marital status—individual calculation using the BAföG calculator.

Processing time

Nationwide: approx. approx. 3 months

Success rate

approx. 70.0 % (estimate)

Most common mistakes

  • Proof of the parents' income is missing
  • Enrollment certificate is out of date

Common reasons for rejection

  • Parental income above the tax-free thresholds
  • Changing majors without good cause after the third semester

Alternatives

  • Check related services in the application assistant
  • Use social counselling before applying

If rejected

File a written objection within 30 days – with reasons why the decision is wrong and any missing evidence.

Related services

Questions & Answers

Does BAföG have to be repaid?

For students, half of the amount is an interest-free loan that is repaid in installments starting five years after the end of the maximum funding period (with a cap on the maximum amount).

Freshness & source

Maintenance
Continuously reviewed & updated
Source
Bundesministerium für Bildung und Forschung
Data quality
100 %

Read more

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