Defer or have your BAföG repayment waived
Deferral or waiver of the BAföG repayment obligation with the Federal Administrative Office in cases of financial hardship.
Wo wohnen Sie?
Damit wir Defer or have your BAföG repayment waived mit dem zuständigen BAföG-Amt in Ihrer Stadt anzeigen können.
Oder Großstadt wählen:
Sie werden zur geführten Suche weitergeleitet – mit Kontaktdaten, Termin und nächsten Schritten für Defer or have your BAföG repayment waived.
Quick answer
- 1
Documents you need
Identification card or passport · Form / Application
- 2
Responsible authority
The authority of your main residence
- 3
How to do it
In person or by post at the office
- 4
Costs
Varies by case
How to proceed
- 1
Submit an application to the Federal Administrative Office
Along with current proof of income and an explanation of the emergency situation.
- 2
Means Test
The Federal Administrative Office assesses income and personal circumstances.
- 3
Grant a deferral or waiver
Exemption for up to 2 years or partial waiver is possible.
Responsible authority
The authority of your main place of residence is responsible.Find authority →
The essentials before applying
Who is eligible?
Former BAföG recipients who are temporarily unable to make their loan payments.
Income limit
Processing time
Nationwide: approx. approx. 1 months
Success rate
approx. 72.0 % (estimate)
Most common mistakes
- •Application filed after the repayment due date
- •Proof of income is missing
Common reasons for rejection
- •Income exceeds the exemption threshold
- •Reason for deferral not proven
Alternatives
- Check related services in the application assistant
- Use social counselling before applying
If rejected
File a written objection within 30 days – with reasons why the decision is wrong and any missing evidence.
Questions & Answers
How much does it cost to have BAföG repayments deferred or waived?▼
Free up to a €50 processing fee.
How long does it take to have BAföG repayments deferred or waived?▼
Typically about 30 business days—depending on the agency and its workload.
Freshness & source
- Maintenance
- Continuously reviewed & updated
- Source
- Bundesministerium für Bildung und Forschung
- Data quality
- 100 %