Deferral or waiver of the BAföG repayment obligation with the Federal Administrative Office in cases of financial hardship.
Damit wir Defer or have your BAföG repayment waived mit dem zuständigen BAföG-Amt in Ihrer Stadt anzeigen können.
Oder Großstadt wählen:
Sie werden zur geführten Suche weitergeleitet – mit Kontaktdaten, Termin und nächsten Schritten für Defer or have your BAföG repayment waived.
Quick answer
Documents you need
Identification card or passport · Form / Application
Responsible authority
The authority of your main residence
How to do it
In person or by post at the office
Costs
Varies by case
Submit an application to the Federal Administrative Office
Along with current proof of income and an explanation of the emergency situation.
Means Test
The Federal Administrative Office assesses income and personal circumstances.
Grant a deferral or waiver
Exemption for up to 2 years or partial waiver is possible.
The authority of your main place of residence is responsible.Find authority →
Who is eligible?
Former BAföG recipients who are temporarily unable to make their loan payments.
Income limit
Processing time
Nationwide: approx. approx. 1 months
Success rate
approx. 72.0 % (estimate)
File a written objection within 30 days – with reasons why the decision is wrong and any missing evidence.
Free up to a €50 processing fee.
Typically about 30 business days—depending on the agency and its workload.