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Pension

Apply for a disability pension

Pension for insured individuals who, due to health reasons, can only work on a limited basis or are no longer able to work at all.

Wo wohnen Sie?

Damit wir Apply for a disability pension mit dem zuständigen Deutsche Rentenversicherung in Ihrer Stadt anzeigen können.

Oder Großstadt wählen:

Sie werden zur geführten Suche weitergeleitet – mit Kontaktdaten, Termin und nächsten Schritten für Apply for a disability pension.

Processing: approx. 3 monthsSuccess rate: 55.0 %
Last reviewed: August 02, 2026

Quick answer

  1. 1

    Documents you need

    Medical reports · Insurance History

  2. 2

    Responsible authority

    The authority of your main residence

  3. 3

    How to do it

    Apply directly online

  4. 4

    Costs

    Kostenlos

Find the responsible authority

How to proceed

  1. 1

    Compile medical records

    Medical records from all treating physicians over the past few years.

  2. 2

    Submit an application to the German Pension Insurance

    Online, in person, or through an insurance advisor.

  3. 3

    Social and Medical Assessment

    Examination by a pension insurance examiner.

  4. 4

    Decision – if denied, consider filing an appeal

    Many applications are not approved until the appeal or litigation process.

Responsible authority

The authority of your main place of residence is responsible.Find authority →

The essentials before applying

Who is eligible?

Insured individuals who have completed at least a 5-year waiting period and made mandatory contributions for at least 3 of the last 5 years, and whose daily work capacity is less than 6 or 3 hours, respectively.

Income limit

Processing time

Nationwide: approx. approx. 3 months

Success rate

approx. 55.0 % (estimate)

Most common mistakes

  • Medical records are incomplete
  • Missed the appointment with the appraiser

Common reasons for rejection

  • Estimated remaining capacity over 6 hours per day
  • Insurance requirements (waiting period/contribution periods) not met
  • "Rehabilitation Before Retirement" Has Not Yet Been Fully Utilized

Alternatives

  • Check related services in the application assistant
  • Use social counselling before applying

If rejected

File a written objection within 30 days – with reasons why the decision is wrong and any missing evidence.

Related services

Questions & Answers

What is the success rate for initial applications?

Initial applications are often denied; a significant number are only approved after an appeal or a lawsuit filed in social court.

Freshness & source

Maintenance
Continuously reviewed & updated
Source
Deutsche Rentenversicherung
Data quality
100 %

Read more

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