Apply for a startup grant
Support for unemployed individuals who start a self-employed business (Section 93 of Book III of the Social Code): A grant to cover living expenses and provide social security.
How to proceed
- 1
Create a business plan and have it reviewed by an expert
Chamber of Industry and Commerce, Chamber of Crafts, tax advisor, or startup consulting.
- 2
Submit an application to the Employment Agency
Before becoming self-employed.
- 3
Funding for 6 months
The amount of the last unemployment benefit payment plus €300 per month.
Required documents
- Business plan with a feasibility statementMandatory
A business plan certified by a competent authority (e.g., the Chamber of Industry and Commerce).
Responsible authority
The authority of your main place of residence is responsible.Find authority →
Fees
Varies by case
Processing time
approx. 2 weeks
Official: max. approx. 3 weeks
Online application
In person or by post
Common mistakes
- • Application submitted after incorporation (must be submitted before incorporation)
- • Business plan not verified by an expert
Common reasons for rejection
- • Remaining entitlement to unemployment benefits for less than 150 days
- • The viability of the business plan has not been demonstrated
You can usually file an objection against a rejection.
The essentials before applying
Who is eligible?
People who receive Unemployment Insurance I and are starting a self-employed business.
Income limit
The limit varies by household and region – see the table at the responsible authority or in the application assistant.
Processing time
Nationwide: approx. approx. 2 weeks
Success rate
approx. 65.0 % (estimate)
Most common mistakes
- •Application submitted after incorporation (must be submitted before incorporation)
- •Business plan not verified by an expert
Common reasons for rejection
- •Remaining entitlement to unemployment benefits for less than 150 days
- •The viability of the business plan has not been demonstrated
Alternatives
- Check related services in the application assistant
- Use social counselling before applying
If rejected
File a written objection within 30 days – with reasons why the decision is wrong and any missing evidence.