Have the insolvency payment advanced
Advance payment of insolvency benefits by the Employment Agency when insolvency proceedings have been initiated against the employer.
How to proceed
- 1
File the application within 2 months of the commencement of insolvency proceedings
At the local Employment Agency.
- 2
Submit pay stubs and bank statements
Proof of unpaid net wages.
- 3
Receive insolvency benefits
Covers net wages for the last 3 months prior to insolvency.
Responsible authority
The authority of your main place of residence is responsible.Find authority →
Fees
Varies by case
Processing time
approx. 1 weeks
Official: max. approx. 2 weeks
Online application
In person or by post
Common mistakes
- • Failure to meet the 2-month deadline following the commencement of insolvency proceedings
- • Insolvency administrator not contacted
Common reasons for rejection
- • Application filed after the 2-month deadline
- • Net wage claim not substantiated
You can usually file an objection against a rejection.
The essentials before applying
Who is eligible?
Employees whose employers are insolvent and who have not received their unpaid wages from the past 3 months.
Income limit
The limit varies by household and region – see the table at the responsible authority or in the application assistant.
Processing time
Nationwide: approx. approx. 1 weeks
Success rate
approx. 88.0 % (estimate)
Most common mistakes
- •Failure to meet the 2-month deadline following the commencement of insolvency proceedings
- •Insolvency administrator not contacted
Common reasons for rejection
- •Application filed after the 2-month deadline
- •Net wage claim not substantiated
Alternatives
- Check related services in the application assistant
- Use social counselling before applying
If rejected
File a written objection within 30 days – with reasons why the decision is wrong and any missing evidence.
Read more
Handle Have the insolvency payment advanced online
Submit your application directly online – without visiting an office.
Start online application