Low-interest KfW loans for home ownership, energy-efficient renovations, starting a business, or higher education—apply through your primary bank (primary bank principle).
Damit wir Apply for a KfW subsidy loan mit dem zuständigen KfW in Ihrer Stadt anzeigen können.
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Sie werden zur geführten Suche weitergeleitet – mit Kontaktdaten, Termin und nächsten Schritten für Apply for a KfW subsidy loan.
Quick answer
Documents you need
Identification card or passport · Form / Application
Responsible authority
The authority of your main residence
How to do it
In person or by post at the office
Costs
Kostenlos (Förderantrag)
Choose the right grant program
For example, the Homeownership Program, the ERP Start-up Loan.
Submit the application through your primary bank
KfW provides loans exclusively through banks and savings banks (the pass-through principle).
Loan Agreement and Disbursement
Upon approval by KfW through the customer's primary bank.
The authority of your main place of residence is responsible.Find authority →
Who is eligible?
Individuals, entrepreneurs, and businesses, depending on the grant program.
Income limit
Processing time
Nationwide: approx. approx. 3 weeks
Success rate
approx. 75.0 % (estimate)
Read the decision carefully: often submitting missing documents or reapplying helps more than an objection.
No, KfW loans can only be applied for through your primary bank (primary bank principle).