KfW Homeownership Assistance for Families
Low-interest KfW loan for the purchase or construction of owner-occupied, climate-friendly housing for families with children (KfW 300).
Wo wohnen Sie?
Damit wir KfW Homeownership Assistance for Families mit dem zuständigen KfW in Ihrer Stadt anzeigen können.
Oder Großstadt wählen:
Sie werden zur geführten Suche weitergeleitet – mit Kontaktdaten, Termin und nächsten Schritten für KfW Homeownership Assistance for Families.
Quick answer
- 1
Documents you need
Proof of income · Children's birth certificates
- 2
Responsible authority
The authority of your main residence
- 3
How to do it
Apply directly online
- 4
Costs
270.000 € je nach Kinderzahl und Energieeffizienzstandard
How to proceed
- 1
Check eligibility
Check the income limits and the building's minimum efficiency standard.
- 2
Submit the application through your primary bank
Apply before the purchase agreement is finalized or construction begins.
- 3
Antrag einreichen
Persönlich, postalisch oder online beim zuständigen Amt einreichen und Bearbeitungsbestätigung aufbewahren.
Responsible authority
The authority of your main place of residence is responsible.Find authority →
The essentials before applying
Who is eligible?
Families and single parents with at least one child under the age of 18 and a household income below the income threshold.
Income limit
€60,000 plus €10,000 for each additional child in annual household income
Processing time
Nationwide: approx. approx. 2 weeks
Success rate
approx. 80.0 % (estimate)
Most common mistakes
- •Purchase agreement signed before the application was filed (ground for exclusion)
- •Overlooking income limits
Common reasons for rejection
- •Income limit exceeded
- •Not a climate-friendly new building (KFN)
Alternatives
- Check related services in the application assistant
- Use social counselling before applying
If rejected
Read the decision carefully: often submitting missing documents or reapplying helps more than an objection.
Related services
Questions & Answers
How much credit can I get?▼
Up to €270,000, depending on the number of children and the energy efficiency standard.
Freshness & source
- Maintenance
- Continuously reviewed & updated
- Source
- BMWSB
- Data quality
- 100 %