Zum Inhalt springen
Social benefits

Apply for a freight subsidy

A subsidy to help cover monthly expenses for owner-occupied housing (the equivalent of housing assistance for renters).

Wo wohnen Sie?

Damit wir Apply for a freight subsidy mit dem zuständigen Wohngeldamt in Ihrer Stadt anzeigen können.

Oder Großstadt wählen:

Sie werden zur geführten Suche weitergeleitet – mit Kontaktdaten, Termin und nächsten Schritten für Apply for a freight subsidy.

Processing: approx. 1 monthsSuccess rate: 62.0 %
Last reviewed: August 03, 2026

Quick answer

  1. 1

    Documents you need

    Land Registry Extract · Loan documents

  2. 2

    Responsible authority

    The authority of your main residence

  3. 3

    How to do it

    Apply directly online

  4. 4

    Costs

    Kostenlos – keine Gebühr für den Antrag

Find the responsible authority

How to proceed

  1. 1

    Submit an application to the housing assistance office

    Along with proof of income and monthly expenses (interest, principal payments, and utilities).

  2. 2

    Verification of the load calculation

    The housing assistance office reviews income and eligible expenses.

  3. 3

    Notice of Approval

    Permits are generally valid for 12 months; after that, an application for renewal is required.

Responsible authority

The authority of your main place of residence is responsible.Find authority →

The essentials before applying

Who is eligible?

Low-income owners of owner-occupied housing.

Income limit

Depending on household size and the rent tier for the place of residence.

Processing time

Nationwide: approx. approx. 1 months

Success rate

approx. 62.0 % (estimate)

Most common mistakes

  • Mortgage calculation is incomplete (interest, principal payments, and maintenance costs are missing)
  • Land registry extract not included

Common reasons for rejection

  • Income exceeds the limit
  • Already receiving other transfer payments that include housing costs

Alternatives

  • Check related services in the application assistant
  • Use social counselling before applying

If rejected

File a written objection within 30 days – with reasons why the decision is wrong and any missing evidence.

Related services

Questions & Answers

Wie lange dauert Lastenzuschuss beantragen?

In der Regel ca. 35 Werktage – je nach Behörde und Auslastung.

Freshness & source

Maintenance
Continuously reviewed & updated
Source
Bundesportal (verwaltung.bund.de)
Data quality
100 %

Read more

Often searched too