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Pension

Clarify pension account

Verification and completion of pension-related periods recorded in the insurance history.

Processing: approx. 2 months
Online application possibleSuccess rate: 90.0 %

How to proceed

  1. 1

    Request insurance history

    Online through the German Pension Insurance or by submitting a form (Form V0220).

  2. 2

    Check for gaps and submit supporting documents

    School transcripts, children's birth certificates, employment certificates.

  3. 3

    Received a clarification notice

    The insurance history is officially determined.

Required documents

  • School and training certificatesOften forgotten
  • Children's birth certificatesOften forgotten

Responsible authority

The authority of your main place of residence is responsible.Find authority →

Fees

Varies by case

Processing time

approx. 2 months

Official: max. approx. 3 months

Online application

Online possible – at the responsible authority

Common mistakes

  • • School/training hours not reported
  • • Periods spent raising children are missing from the insurance history

Common reasons for rejection

  • • There is no documentation of gaps in the insurance history

You can usually file an objection against a rejection.

The essentials before applying

Who is eligible?

All individuals covered by the statutory pension insurance system, ideally no later than 5 years before retirement.

Income limit

The limit varies by household and region – see the table at the responsible authority or in the application assistant.

Processing time

Nationwide: approx. approx. 2 months

Success rate

approx. 90.0 % (estimate)

Most common mistakes

  • •School/training hours not reported
  • •Periods spent raising children are missing from the insurance history

Common reasons for rejection

  • •There is no documentation of gaps in the insurance history

Alternatives

  • Check related services in the application assistant
  • Use social counselling before applying

If rejected

File a written objection within 30 days – with reasons why the decision is wrong and any missing evidence.

Questions & Answers

How often should your pension account be reviewed?▼

At least 5 years before your planned retirement, ideally following major life events such as the birth of a child or a job change.

Read more

Handle Clarify pension account online

Submit your application directly online – without visiting an office.

Start online application