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Pension

Have your pension account reviewed

Verification and completion of the personal pension account through the German Pension Insurance verification process.

Processing: approx. 2 months
Success rate: 90.0 %

How to proceed

  1. 1

    Submit a request for an account review to the DRV

    Form V100, in person at a DRV office or by mail.

  2. 2

    Provide proof of missing periods

    Certificates, employment contracts, pay stubs, school transcripts.

  3. 3

    Received a clarification notice

    All resolved claims are recorded in the insurance history.

Responsible authority

The authority of your main place of residence is responsible.Find authority →

Fees

Varies by case

Processing time

approx. 2 months

Official: max. approx. 3 months

Online application

In person or by post

Common mistakes

  • • The clarification process did not begin until shortly before retirement
  • • Documents regarding previous employers have not been retained

Common reasons for rejection

  • • Missing time periods cannot be verified

You can usually file an objection against a rejection.

The essentials before applying

Who is eligible?

Policyholders who notice gaps or discrepancies in their insurance history or who wish to clarify it for retirement planning purposes.

Income limit

The limit varies by household and region – see the table at the responsible authority or in the application assistant.

Processing time

Nationwide: approx. approx. 2 months

Success rate

approx. 90.0 % (estimate)

Most common mistakes

  • •The clarification process did not begin until shortly before retirement
  • •Documents regarding previous employers have not been retained

Common reasons for rejection

  • •Missing time periods cannot be verified

Alternatives

  • Check related services in the application assistant
  • Use social counselling before applying

If rejected

File a written objection within 30 days – with reasons why the decision is wrong and any missing evidence.

Questions & Answers

When should I have my pension account reviewed?▼

It is recommended to do this at least 10 years before your planned retirement date, as it is more difficult to obtain documentation for earlier periods.

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