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Apply for KfW funding for age-appropriate home renovations

A loan or grant from KfW for accessibility renovations (KfW Program 455), such as stairlifts, walk-in showers, and door widening.

Processing: approx. 2 weeks
Online application possibleSuccess rate: 85.0 %

How to proceed

  1. 1

    Submit the application before construction begins through your primary bank or directly to KfW

    Apply for a grant online via the KfW Grant Portal.

  2. 2

    Wait for confirmation from KfW

    The measure may not begin until approval has been granted.

  3. 3

    Carry out the action and submit proof of use

    A contractor's invoice and, if applicable, a certificate from an expert.

Responsible authority

The authority of your main place of residence is responsible.Find authority →

Fees

Varies by case

Processing time

approx. 2 weeks

Official: max. approx. 3 weeks

Online application

Online possible – at the responsible authority

Common mistakes

  • Work began before KfW approved the funding (funding not applicable)
  • The wrong combination of measures was chosen

Common reasons for rejection

  • Work on the project had already begun before the application was submitted
  • The measure does not meet the minimum requirements

You can usually file an objection against a rejection.

The essentials before applying

Who is eligible?

Owners and tenants (with the landlord’s consent) for measures to reduce barriers.

Income limit

The limit varies by household and region – see the table at the responsible authority or in the application assistant.

Processing time

Nationwide: approx. approx. 2 weeks

Success rate

approx. 85.0 % (estimate)

Most common mistakes

  • Work began before KfW approved the funding (funding not applicable)
  • The wrong combination of measures was chosen

Common reasons for rejection

  • Work on the project had already begun before the application was submitted
  • The measure does not meet the minimum requirements

Alternatives

  • Check related services in the application assistant
  • Use social counselling before applying

If rejected

File a written objection within 30 days – with reasons why the decision is wrong and any missing evidence.

Questions & Answers

Can tenants also apply for the subsidy?

Yes, with the landlord’s written consent, tenants can also apply for the KfW grant for age-appropriate renovations.

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