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Law & Justice

Lawsuit Against a Health Insurance Company for Denial of Benefits

Social court action challenging the denial of benefits under the statutory health insurance scheme following an unsuccessful appeal process.

Processing: approx. 10 months
Success rate: 38.0 %

How to proceed

  1. 1

    Wait for the decision on the appeal

    A lawsuit filed in social security court requires that the administrative appeal process has been completed.

  2. 2

    File a lawsuit with the Social Security Court

    Within 1 month of the notice of objection being served.

  3. 3

    Legal proceedings

    The Social Security Court hears cases involving insured individuals without charging court fees.

Required documents

  • Notice of Appeal from the Health Insurance CompanyMandatory

    The starting point for calculating the deadline.

Responsible authority

The authority of your main place of residence is responsible.Find authority →

Fees

Varies by case

Processing time

approx. 10 months

Official: max. approx. 12 months

Online application

In person or by post

Common mistakes

  • The one-month deadline for filing a lawsuit following the notice of objection has been missed
  • No medical certificate attesting to the medical necessity has been included

Common reasons for rejection

  • Lawsuit not filed within the deadline
  • Appeal proceedings not yet concluded

The essentials before applying

Who is eligible?

Insured individuals whose appeal against a health insurance company’s denial of benefits has been rejected.

Income limit

The limit varies by household and region – see the table at the responsible authority or in the application assistant.

Processing time

Nationwide: approx. approx. 10 months

Success rate

approx. 38.0 % (estimate)

Most common mistakes

  • The one-month deadline for filing a lawsuit following the notice of objection has been missed
  • No medical certificate attesting to the medical necessity has been included

Common reasons for rejection

  • Lawsuit not filed within the deadline
  • Appeal proceedings not yet concluded

Alternatives

  • Check related services in the application assistant
  • Use social counselling before applying

If rejected

Read the decision carefully: often submitting missing documents or reapplying helps more than an objection.

Read more