Apply for the state business assistance program
Grants or low-interest loans from the state development bank for investments, business start-ups, or innovation projects by small and medium-sized enterprises.
How to proceed
- 1
Identify a suitable funding program
Through the state development bank or the local economic development agency.
- 2
Submit the application before the project begins
Including a project description, cost estimate, and financing plan.
- 3
Approval and Statement of Expenditures
Once the project is completed, a statement of funds used must be submitted.
Responsible authority
The authority of your main place of residence is responsible.Find authority →
Fees
Varies by case
Processing time
approx. 2 months
Official: max. approx. 2 months
Online application
Online possible – at the responsible authority
Common mistakes
- • Application submitted only after the project had begun (start of activities detrimental to funding)
- • Combination with other subsidies not assessed (state aid law)
Common reasons for rejection
- • Projects that have already begun before the application was submitted
- • The company is not eligible for funding (e.g., company size)
You can usually file an objection against a rejection.
The essentials before applying
Who is eligible?
Small and medium-sized businesses and entrepreneurs in the respective state.
Income limit
The limit varies by household and region – see the table at the responsible authority or in the application assistant.
Processing time
Nationwide: approx. approx. 2 months
Success rate
approx. 65.0 % (estimate)
Most common mistakes
- •Application submitted only after the project had begun (start of activities detrimental to funding)
- •Combination with other subsidies not assessed (state aid law)
Common reasons for rejection
- •Projects that have already begun before the application was submitted
- •The company is not eligible for funding (e.g., company size)
Alternatives
- Check related services in the application assistant
- Use social counselling before applying
If rejected
File a written objection within 30 days – with reasons why the decision is wrong and any missing evidence.